Factors Influencing Amount of Loan Access by Women Entrepreneurs in Some Micro Finance Banks in Gombe State, Nigeria

Abstract:

The paper examines the factors influencing the amount of loan access by women entrepreneurs in some Micro Finance Bànks in Gombe state Nigeria. Many studies conducted on microfinance institutions have been on its effects on poverty alleviation in both developed and developing nations, but very few have been on the determinants of their performance and outreach especially in North Eastern Nigeria. The study establishes that the performance of the women agricultural entrepreneurs is unprecedented going by the profitability in their businesses. The study concluded that the women are relatively educated and organized as most of them belong to a cooperative society and are within their most productive ages. The study also concluded that the income of the women agricultural entrepreneurs in the study area is relatively increasing as they access their loan from the banks.