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    Keywords
    Article
    Massification of University Education and Instructional Delivery of Business Education Programme of State-owned Universities in South-South Region, Nigeria
    NumbaraBari E. Kayii (PhD), Prof. Margaret E. Akpomi, Prof. Maureen N. Koko, Oghenerukevwei C. Kpesu (PhD)
    April 24, 2023•DOI: 10.52589/BJCE-TQB8FYEA•Volume 3 Issue 1•1,335 views
    In response to historical circumstances, most south-south universities enrolled students in excess of their capacity, resulting in massification and negative consequences for educational quality. Increased enrollment has addressed issues of learning content selection and designing appropriate instructional models, which are equally important issues in ensuring the delivery of quality education. Apparently, the graduation rates of students do not match up to address unemployment. The study investigated the relationship between Massification of University Education and Instructional Delivery of Business Education Programme of State-Owned Universities in South-South Region, Nigeria. Two (2) specific objectives, research questions posed were answered and corresponding null hypotheses were stated, posed, formulated and tested at 0.05 level of significance. Correlation research design was adopted for this study and the population consisted of eighty-three (83) Business Education lecturers in the six (6) state-owned universities offering Business Education in South-south region, Nigeria. No sampling method was employed as the entire population served as a sample of the study. Two (2) sets of instruments titled “Questionnaire on Massification of University Education (QMUE) and Business Education Instructional Delivery Scale (BEIDS)” were used for data collection, which were validated by three experts in Business Education and Measurement and Evaluation. The reliability index of 0.81 and 0.78 were obtained respectively using the test-retest method. Research questions were answered using Pearson Product Moment Correlation Coefficient and t- transformational test was conducted to ascertain if the null hypotheses were significant or not. It was found out that there was a significant relationship between Massification of University Education and learning/content selection and instructional models as components of instructional delivery of Business Education programmes in State-Owned universities in the South-South region. Based on the findings, it was recommended amongst others that Business Education lecturers should select, design, and organize learning materials that stimulate and arouse students to reflect on what and how they are learning as they provide a high tech approach for students to utilize different technologies to aid students’ learning. Read more
    Keywords:MassificationInstructional deliveryLearning/ContentInstructional modelsBusiness education.
    Article
    Analytical Review of E-Commerce Business Models
    Adebola Abass Jabar, Adebowale Ogunsola
    July 14, 2022•DOI: 10.52589/AJAFR-KMX6O2WV•Volume 5 Issue 2•2,137 views
    E-commerce has continued to evolve since its introduction. E-commerce operates through various platforms and its impact cuts across every aspect of business operations. Business owners/managers seeking to adopt e-commerce platforms for their business transactions need to be abreast of appropriate e-commerce business models that fit into their business operations. The applicability of e-commerce business models was reviewed. The study highlighted the e-commerce business models that exist and the transaction flow within each business model. E-commerce transactions and their applicability to business, customers and society were reviewed. The review revealed that e-commerce has changed the way of delivering products as consumers can transact 24 hours a day, from almost any location. It was concluded that the prospect of e-commerce is very high in emerging economies like Nigeria although its adoption is still at the basic stage. It is recommended that business owners/managers should procure quality devices and gadgets that will enhance efficiency in e-commerce transactions while users of e-commerce platforms are to take necessary precautions when using the platforms. Read more
    Keywords:E-commerceBusiness ModelsTransactionsCustomers
    Journal
    Journal of Financial Technology and Digital Economics

    Journal of Financial Technology and Digital Economics (JFTDE) is an international peer-reviewed open access journal that publishes original research in financial technology (FinTech), digital economics, financial innovation, digital finance, and related interdisciplinary fields. The journal provides a platform for the dissemination of high-quality theoretical, empirical, computational, and applied research that advances understanding of the technologies, systems, institutions, and economic transformations shaping modern financial markets and digital economies. JFTDE welcomes contributions that explore emerging financial technologies, digital business models, data-driven financial services, and the evolving relationship between technology, finance, and economic development.