Problem Loans and Working Out the Pinnacle of Bank Failures in Nigeria.
Publication Date: 15/07/2024
Author(s): Samuel Ngozichikanma Nwosu, Obasi Ama Ibiam, Uduimoh Anthony Akwawa.
Volume/Issue: Volume 7 , Issue 3 (2024)
Abstract:
The study was designed to evaluate managing problem loans and workout the pinnacle of bank failures in Nigeria. One of the recommendations of Basel Committee on Banking Supervision was credit risk exposure within acceptable level. Descriptive survey research was used and data were collected via Annual reports of the sampled bank within the period of 2011-2016. The populations of the research were the Deposit Money Banks. Pearson Coefficient of Correlation was the statistical tool used to analyse the hypothesis and that was done with the aid of Statistical Package for Social Sciences (SPSS). The researcher concluded that there is no significant relationship between credit risk management and bank failure in Nigeria. However there were traces of weak negative relationships which keen interest should be given to because of sensitive nature of the banking sector. KEYWORDS: Credit Risk Management, Bank Performance, Pinnacle, Deposit Money Banks, Workouts, Risk Exposure, Bank Failures.
Keywords:
Credit Risk Management, Bank Performance, Pinnacle, Deposit Money Banks, Work out, Risk Exposure, Bank failures.
